Dealing with a few finances today (After being hit with a gut-wrenching interest payment on the Argos bill this morning, due to a miscalculation on our part and a desire to spunk any spare finances on the holiday we so needed) and so far have managed the following -
Taking short service rebate on pension scheme from the scummy HBS - +£287
Selling Marks and Spencer shares at 5.94 - +£869
Total so far of + 1156
Not the best state of affairs as it would have been better to transfer the pension funds, but I don't actually have anything to transfer it into at the moment. I would have been forced to take the rebate anyway since the timeframe for transfer will expire before a new scheme can be set up.
I would have liked to have kept the shares too as I received them as employee benefits while working at M + S but needs must and we need to clear some debts, have cash funds and get ourselves back on our feet. A new car is a must at the mo for starters.
This afternoon will be focused on sorting out a tax rebate for C after the agency work she undertook (On emergency tax) toward the end of the last tax year.
Whatever the outcomes, I feel better for confronting and taking control of our finances.
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